The Institute of Responsible Wealth is an educational division of C&A Financial Group, an agency of The Guardian Life Insurance Company of America (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. PAS is an indirect, wholly-owned subsidiary of Guardian. The Institute of Responsible Wealth and C&A Financial Group are not an affiliates or subsidiaries of PAS or Guardian. The following show is for informational purposes only. Individual situations vary and the information should be relied upon only when coordinated with individual professional advice.